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Bank of America Cards

Bank of America® Visa® Platinum

APR (Purchases): Intro Rate - 0% for six billing cycles. Goto rate is a variable risk based rate between Prime + 3.99% (currently 9.99%) and Prime + 12.99% (currently 18.99%)
APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is a variable risk based rate between Prime + 3.99% (currently 9.99%) and Prime + 12.99% (currently 18.99%)
APR (Cash Advances): 21.99% Variable
Finance Configuration: Average Daily Balance (including new purchases)* Annual Fee: None
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None

Benefits

Online Banking service
Welcome anywhere Visa credit cards are accepted
Convenience checks at no extra charge
Additional cards at no extra charge
Bilingual (English/Spanish), Braille and large-print credit card statements available upon request
Zero liability from unauthorized card use if you notify us promptly
Travel and emergency assistance
Automatic auto rental insurance
Purchase Replacement, which provides for repair or replacement for covered purchases that are stolen, damaged or lost at a known location, within 90 days of the date of purchase
Purchase Guard, which will double the manufacturer's original United States (U.S.) warranty period for covered purchases with a warranty duration of 1 year or less
Total Security Protection™, our free package of security features

Bank of America Credit Card Recommendation:

Bank of America® Visa® Platinum Card

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